New York NYNYC Bankruptcy Lawyer, Michelle Labayen, is urging anyone who is concerned about the possibility of having to file for bankruptcy to contact a bankruptcy lawyer as quickly as possible, and especially before making any drastic life-changing decisions. According to Business Insider, in 2018, Chapter 11 Bankruptcies were up 63% year on year with household names such as Toys R Us being one of the most significant casualties.

This then has a knock-on effect with people losing their jobs and getting into financial difficulties. The pressure this places on families, relationships, emotions, and health are immense, and at a time of such high emotion, it is easy to make a poor decision which could have severe consequences for many years.

“When a potential new client comes into our offices for the first time, they are scared, worried about their future, concerned about how they will keep a roof over their head and totally unsure what to do for the best,” said Michelle Labayen.  “Contrary to popular belief filing for bankruptcy is not always the best solution, and our motivation is always about providing the client with the best advice for their individual circumstances. We want our clients to leave our offices with a structured plan and focus, so that rather than worry about the unknown, they have most if not all of their questions answered, and have a plan moving forward.”

The Law Offices of Michelle Labayen P.C. is a family owned and operated company, based in New York, which specializes in consumer and bankruptcy law. Michelle is a member of the National Association of Consumer Bankruptcy Attorney (NACBA) National Association of Consumer Attorneys (NACA) and a Max Gardner Bootcamp graduate. She is licensed to practice in New York and New Jersey and is aggressive with pursuing debtor’s rights in regards to the Automatic stay of the Bankruptcy Court and the Fair Debt Collection Practice (FDCPA) and Fair Credit Reporting Act (FCRA). The company is also active in both social and political concerns. The firm commits to pro bono assistance through New Jersey Law Volunteers, Wounded Warriors and is an advocate in regards to Student Loan Reform. For more information about the company and the various services that they provide, visit their website at

Company Name: Law Offices of Michelle Labayen P.C.
Contact Person: Michelle Labayen
Phone: (212) 381-6083
Address: 600 3rd Ave Floor 2
City: New York
State: NY 10016
Country: United States